RAPID PAYDAY & TITLE LOANS
FEE SCHEDULE
Single-Payment Payday Loans
AMOUNT
RECEIVED
$200
$300
$500
STANDARD
LOAN
TERM
14 days
14 days
14 days
STANDARD
RATE
(CAB FEE)
$44
$66
$110
LENDER
INTEREST
($ AMOUNT)
$.77
$1.15
$1.92
ANNUAL
PERCENTAGE
RATE
583.609%
583.565%
583.583%
Single-Payment Monthly Payday Loans
AMOUNT
RECEIVED
STANDARD
LOAN TERM
STANDARD
RATE (CAB FEE)
$200
$300
$500
30 days
30 days
30 days
$60
$90
$150
LENDER
INTEREST
($ AMOUNT)
$1.64
$2.47
$4.11
ANNUAL
PERCENTAGE
RATE
374.977%
375.017%
375.001%
Single-Payment Auto Title Loans
AMOUNT
RECEIVED
STANDARD LOAN
TERM
$533
$1033
$1533
30 days
30 days
30 days
STANDARD
RATE
(CAB FEE)
$79.95
$154.95
$229.95
LENDER
ANNUAL
INTEREST PERCENTAGE
($AMOUNT)
RATE
$4.38
192.498%
$8.49
192.500%
$12.60
192.500%
Late fee of the greater of 5% of the principle amount or $7.50 if any payment is in default for a period of not
less than 10 days
Non-sufficient fund fees or return check fees of $30.00
This Business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call
the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the
Consumer Credit Commissioner, 2601 N Lamar Boulevard, Austin Texas 78705-4207, (800) 538-1579,
consumer.complaints@occc.state.tx.us, www.occc.state.tx.us
An advance of money obtained through a payday loan or auto title loans is not intended to meet long-term
financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash
needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional
charges.